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Post by TreadLightly5337 on Jan 21, 2009 0:10:29 GMT -5
D.O.T card
Boating license
Driver license
gift cards
captial one
debit card
11 dollars
blockbuster card
stop and shop card
shaws card
best buy card
school loans
tool loans
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Post by arundlemcbrundle on Jan 21, 2009 0:37:52 GMT -5
I wish houses that we will be looking at are going to being that range. I'm a few years older but in the areas we want a home it is way more than that yea dude, unless your buying a shack there isn't anything for less than 300K around here either. sucks |
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Post by MARKSMAN on Jan 21, 2009 1:07:16 GMT -5
i opened a credit card 2 years ago. maxed it out to the 600$ limit and havent used it since. but im still paying monthly. im in a hole, but im gonna get out of it soon.
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Post by 88XJchief on Jan 21, 2009 6:05:13 GMT -5
Lets see
Capital one
$60
paycheck I still havent cashed
debit card
AAA card
drivers license
business cards
insurance card
driving card
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Rico
 
Member #31
Posts: 3,926
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Post by Rico on Jan 21, 2009 7:37:11 GMT -5
I have had cc cards since 16.... self control is wonderful....
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Post by customcreationsllc on Jan 21, 2009 8:37:22 GMT -5
From personal experience.
you don't need a CC to buy a house. All they look for is 3 bills that you have been paying for 1 year and you have a full time job in the field you went to school for or the same employer for a couple years. I had cell phone, student loans, car insurance, and no CC. No credit is better than bad credit.
I didn't get a CC until after I bought my house for emergencies then last year I build my jeep on my CC close to $20K, I looked at it as a car loan. Who was going to give me a car loan for Dana 60s
Check out chfa.org Connecticut first time home buyers assistance it is the cheapest 30yr fixed rate note you can get no private mortgage company can come close that is why no one tells you about it and you only need 3%down. You can probably afford a house easier than you think.
In my wallet too much to list but no $$.
And I hear you on the student loans I don't think I'll ever pay mine off. I also know a bunch of people over $100K so don't feel to bad.
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Post by deadwoodzzzzz on Jan 21, 2009 8:59:47 GMT -5
PA is so much cheaper - plenty of houses between $100-$200K......so unless you guys are making over $100K/year I don't see how you could afford a $300K house.  |
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Rico
Member #31
Posts: 3,926
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Post by Rico on Jan 21, 2009 9:11:36 GMT -5
From personal experience. you don't need a CC to buy a house. All they look for is 3 bills that you have been paying for 1 year and you have a full time job in the field you went to school for or the same employer for a couple years. I had cell phone, student loans, car insurance, and no CC. No credit is better than bad credit. I didn't get a CC until after I bought my house for emergencies then last year I build my jeep on my CC close to $20K, I looked at it as a car loan. Who was going to give me a car loan for Dana 60s Check out chfa.org Connecticut first time home buyers assistance it is the cheapest 30yr fixed rate note you can get no private mortgage company can come close that is why no one tells you about it and you only need 3%down. You can probably afford a house easier than you think. In my wallet too much to list but no $$. And I hear you on the student loans I don't think I'll ever pay mine off. I also know a bunch of people over $100K so don't feel to bad. very good advice Justin..... other than the dana 60 loan.. lol |
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Post by tjamanda on Jan 22, 2009 13:30:55 GMT -5
i have a picture of willllyyyy in mineee  tee hee |
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Riot
Driveway Baller
See you in the mosh pit...
Posts: 2,299
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Post by Riot on Jan 22, 2009 13:36:11 GMT -5
dunno who actually answered but eh...
In MY WALLET...
$32.00
Gateway ID card
Debit Card
Credit Card
Subway Gift Card
Dunkin Donuts Gift Card
AAA Card
Porter and Chester Student ID
Drivers License
and One Trojan Condom.
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Post by Burton58 on Jan 22, 2009 13:36:33 GMT -5
i have the usual license/credit cards/debit card/rausch card/insurance card/no cash ever  |
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Post by tjamanda on Jan 22, 2009 13:36:51 GMT -5
ohhhhhhhhhhhhhhhhhhhhhhhhh you are preparedddd!!!!!!!!!!!!!!!!!!!!!!!!!!!
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Riot
Driveway Baller
See you in the mosh pit...
Posts: 2,299
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Post by Riot on Jan 22, 2009 13:37:40 GMT -5
Actually, My RC card is in there somewhere.
And sorry TJAmanda you're too fat for me.
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Post by littlelegs13 on Jan 22, 2009 13:38:44 GMT -5
riot that was mean
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Riot
Driveway Baller
See you in the mosh pit...
Posts: 2,299
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Post by Riot on Jan 22, 2009 13:39:41 GMT -5
I just hope she has slimfast in her wallet.
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