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Post by rckrdyxj on Jan 20, 2009 16:24:57 GMT -5
A big black hole because of stupidity and credit cards like Capital 1 and Discover and Chase. they made it so easy to get and now 2 years later i am still paying off this BS at outrageous rates and such. I dont want lectures on spending and budgeting because this all happened before i learned alot about a budget and such and i am doing very well now paying off debts. But i was wondering if anyone else on here is in a similar hole with, Credit debt, school loan debt, auto loans or whate ever debts you may have.  |
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Post by deadwoodzzzzz on Jan 20, 2009 16:31:02 GMT -5
Credit card companies are EVIL...been there, done that, cut 'em up. If you can't pay cash you can't afford it. Student Loans?  hopefully you got what you paid for....thankfully, mine are paid off  |
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Post by littlelegs13 on Jan 20, 2009 16:33:47 GMT -5
no student loans
but having a credit card without a job sucks
you cant do a damn thing
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Post by rckrdyxj on Jan 20, 2009 16:34:37 GMT -5
Cards have been chopped up for a while now, I am working all the balances down slowly, gotta have money to live still. Student loans are mostly taken care of but i still owe my parents alot. Unfortunately i went to school for building construction technology and i had a great experience and i love construction, got my 10 hour OSHA certification and many other benefits and then the construction market took a dump with the rest of the economy. Everything i buy now is cash i have or have in my account. have no used a credit card in a long time. Thank god.
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Post by snowblur17 on Jan 20, 2009 16:37:32 GMT -5
no credit card for this guy, just the debit card all the way  |
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Post by HeavyMetal on Jan 20, 2009 16:38:42 GMT -5
no credit card for this guy, just the debit card all the way times tew |
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Post by littlelegs13 on Jan 20, 2009 16:39:41 GMT -5
credit cards are needed to build credit
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crosbike
 
Swap Shop Cop
choo choo
Posts: 6,389
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Post by crosbike on Jan 20, 2009 16:40:12 GMT -5
no credit card or loans either.
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Post by rckrdyxj on Jan 20, 2009 16:42:22 GMT -5
no credit card or loans either. You are the  est of all of us. Thats deff sumtin to be proud of. I honestly wish i could say that. |
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Post by littlelegs13 on Jan 20, 2009 16:43:01 GMT -5
soon enough Kyle soon enough
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Post by Quartney on Jan 20, 2009 16:44:36 GMT -5
credit card and student loan debt. student loan debt is whats killing me...... 50 thousand dollars in the hole for a piece of paper  |
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Post by deadwoodzzzzz on Jan 20, 2009 16:44:40 GMT -5
credit cards are needed to build credit Nope Nope Nope  Credit is bad - Cash is King......build cash not credit |
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Adam
Member #36
Posts: 1,528
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Post by Adam on Jan 20, 2009 16:45:43 GMT -5
Capital One
But srly
Pocket one we have:
Debit Card
Drivers License
Hamilton ID
2:
Prescription card
Dental card
3:
Credit union debit card
Macys card
4:
Life insurance card
Red cross card
Health care provider card
Inside:
$000.00
Advanced auto card
personal card from a tattoo place
I have yet to get a credit card and I'm doing just fine. I did a credit check the other day and its above average.
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Post by littlelegs13 on Jan 20, 2009 16:45:51 GMT -5
credit card and student loan debt. student loan debt is whats killing me...... 50 thousand dollars in the hole for a piece of paper damn kid seriously? ouch good thing you have a job haha |
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Post by Quartney on Jan 20, 2009 16:47:29 GMT -5
 yeah....and im back in school....... SCHOOL IS A SCAM |
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hopefully you got what you paid for....thankfully, mine are paid off 
to every one of my posts.
yeah....and im back in school.......